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1313 4th Street, Onawa, IA 51040.
Check out this charming ranch home that sits on 4 connecting city lots. The beautiful vinyl siding with half brick exterior, new roof, and attached 4 stall garage add so much curb appeal. This 4-stall garage is spectacular with endless possibilities for storage, a work shop, or hosting parties. Open up the back garage door and enjoy the basketball hoop with a cement driveway with access off the back alley. Upon entering the home through the front door you have a nice dining room, a cozy living room, and also a space that could be used as an office. There are three bedrooms on the main floor. One bedroom has its own private half bath. There is also another full bathroom for guests with beautiful luxury vinyl plank flooring on the main level. The main floor laundry room of this home is very spacious and a great drop-zone area or move the laundry downstairs for another bedroom on the main floor. On the back of the home you have a nice yard with mature trees, a large deck , and awesome storage shed. The basement of this home is very clean and has several smaller storage rooms. Updates to this home include a new roof in 2024 along with new gutters and downspouts, a new A/C unit in 2025, and updated electrical. So many possibilities with 4 city lots. Do you sell off the extra lots, do you choose not to have neighbors, do you put up a large shop building?? This property is like owning a small acreage within city limits. Come take a tour and take advantage of this rare opportunity
MLS ID: 6339781
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1313 4th Street, Onawa, IA 51040.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $245,000 | $245,000 | $245,000 |
| Down Payment | $49,000 | $8,575 | $61,250 |
| Monthly Mortgage Amount | $1,175 | $1,462 | $1,514 |
| Taxes | $341 | $341 | $341 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $108 | $0 |
| Monthly Estimated Total | $1,616 | $2,011 | $1,955 |