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8945 E Teal Lane , Wilmington, IL 60481.
Who needs a vacation home when you can live like you're on vacation every day? This adorable 3-bedroom, 2-bath home sits on a channel of the Kankakee River, giving you the opportunity to keep your boat right outside your door and enjoy everything river life has to offer, and to make it even better, this home is NOT located in a flood zone. Inside, vaulted ceilings create an open, airy feel. Thoughtful updates throughout make this home completely move-in ready, while its charm and character make it easy to fall in love with. The updated kitchen features quartz countertops, soft-close cabinets, and stainless steel appliances that make the space as beautiful as it is practical. Whether you're preparing dinner after a day on the river or entertaining guests, this kitchen is sure to impress. The inviting living room serves as the heart of the home, highlighted by soaring vaulted ceilings and a stunning wood-burning fireplace that adds warmth, character, and the perfect cozy atmosphere during every season. Go outside and discover what truly makes this property special. Nestled among mature trees on an impressive .44-acre lot, you'll have plenty of room to entertain, relax, and enjoy the outdoors. Whether it's morning coffee overlooking the water, evenings around a fire pit, weekends on the boat, or cruising the neighborhood by golf cart, this property delivers the river lifestyle buyers dream about. Spend your days boating, fishing, enjoying water sports, or simply unwinding in your own backyard retreat. The channel location provides convenient access to the Kankakee River while offering the peaceful setting that makes waterfront living so desirable. Additional highlights include a detached 2-car garage and major mechanical updates with a new furnace and air conditioner installed in 2025, providing peace of mind for years to come. Cute, updated, and full of character, this river retreat offers the perfect combination of comfortable living and year-round vacation vibes. If you've been dreaming of life on the water, plenty of outdoor space, and the freedom to enjoy it all without being located in a flood zone, this is one you won't want to miss.
MLS ID: 12687879
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8945 E Teal Lane , Wilmington, IL 60481.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $370,000 | $370,000 | $370,000 |
| Down Payment | $74,000 | $12,950 | $92,500 |
| Monthly Mortgage Amount | $1,775 | $2,207 | $2,286 |
| Taxes | $515 | $515 | $515 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $163 | $0 |
| Monthly Estimated Total | $2,398 | $2,993 | $2,909 |